Daily Fund Pricing: Understanding the Basics
Unit price, expense ratio...trying to understand your investments may seem like learning an entirely new language. But don't fret; it's not as complicated as it seems once you understand a few basics.
The Role of the Investments Department
The Investments department's role is to seek to attain superior returns while incurring prudent levels of risk for Wespath-managed funds.
Measuring Risk in Your Investment Portfolio
Risk is never easy to define. Although financial publications spend inordinate amounts of time discussing the concept of risk in investments, there is always room for more debate. The difficultly in defining risk lies in the fact that it means something different to each investor. This article provides a bit of clarity for our investors by taking a closer look at some of the more common measures of risk.
Important Information for Participants Self-Directing Investments
For participants that have elected to self-direct investments for the various Wespath Benefits and Investments (Wespath) defined contribution plans [Clergy Retirement Security Program (DC), Horizon 401(k), Retirement Security Program (DC) and United Methodist Personal Investment Plan], there are several considerations that should guide your selection of investment funds.
The Benefits of Private Equity Investment
Private equity represents an increasing component of overall asset allocation among institutional investors. In comparison to a traditional portfolio of investments (e.g., stocks, bonds and cash equivalents), investors expect to generate highly attractive returns for their stakeholders—public, corporate, union and church participants.
Can You Be Sure That Your Investment Adviser is Working In Your Best Interest?
During your career and throughout your retirement years, you can keep your retirement savings in the United Methodist Personal Investment Plan (UMPIP)1. Still, some participants consider working with brokers or investment advisors to move their assets to another financial institution. If you are considering this option, make sure your choice is a good match for your needs and investment style, and understand the benefits, costs and the risks involved.
1 You must maintain an account balance of at least $5,000. The IRS requires a portion of the account—the Required Minimum Distribution (RMD)—to be distributed each year by April 1 following the later of the year in which you reach age 70 1/2 or the year in which you retire or terminate. Wespath calculates and automatically distributes your RMD to you annually.